:root {
  --navy: #071B2A;
  --ink: #0F172A;
  --red: #DC2626;
  --red-soft: #EF4444;
  --paper: #F8FAFC;
  --line: #E5E7EB;
}

* {
  scroll-behavior: smooth;
}

body {
  font-family: "Inter", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: #172033;
  background: #f8fafc;
}

.font-display {
  font-family: "Manrope", "Inter", sans-serif;
}

.progress-bar {
  position: fixed;
  inset: 0 auto auto 0;
  height: 3px;
  width: 0%;
  background: linear-gradient(90deg, var(--red), #ff8a8a);
  z-index: 100;
}

.preloader {
  position: fixed;
  inset: 0;
  background: var(--navy);
  z-index: 9999;
  display: grid;
  place-items: center;
  transition: opacity .45s ease, visibility .45s ease;
}

.preloader.loaded {
  opacity: 0;
  visibility: hidden;
}

.loader-mark {
  width: 68px;
  height: 68px;
  border-radius: 18px;
  border: 1px solid rgba(255,255,255,.18);
  background: linear-gradient(145deg, rgba(255,255,255,.16), rgba(255,255,255,.04));
  display: grid;
  place-items: center;
  box-shadow: 0 24px 80px rgba(0,0,0,.36);
}

.loader-mark span {
  width: 34px;
  height: 34px;
  border-radius: 999px;
  border: 3px solid rgba(255,255,255,.22);
  border-top-color: var(--red-soft);
  animation: spin .85s linear infinite;
}

@keyframes spin { to { transform: rotate(360deg); } }

.glass-nav {
  background: rgba(7, 27, 42, .82);
  backdrop-filter: blur(18px);
  border-bottom: 1px solid rgba(255,255,255,.12);
  box-shadow: 0 18px 60px rgba(2, 8, 23, .18);
}

.brand-mark {
  width: 44px;
  height: 44px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--red), #991b1b);
  display: grid;
  place-items: center;
  color: white;
  font-weight: 900;
  box-shadow: 0 18px 35px rgba(220,38,38,.3);
}

.hero-shell {
  background:
    linear-gradient(90deg, rgba(7,27,42,.96), rgba(7,27,42,.86) 45%, rgba(15,23,42,.64)),
    url("../images/finance-consultation.jpg") center/cover;
}

.section-dark {
  background:
    radial-gradient(circle at top left, rgba(220,38,38,.16), transparent 28rem),
    linear-gradient(135deg, #071B2A, #0F172A);
}

.glass-card {
  background: rgba(255,255,255,.09);
  border: 1px solid rgba(255,255,255,.18);
  backdrop-filter: blur(18px);
  box-shadow: 0 24px 80px rgba(2,8,23,.22);
}

.white-card {
  background: #fff;
  border: 1px solid rgba(15,23,42,.08);
  box-shadow: 0 18px 50px rgba(15,23,42,.08);
}

.accent-card {
  position: relative;
  overflow: hidden;
}

.accent-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 3px;
  background: linear-gradient(90deg, var(--red), transparent);
}

.service-card {
  transition: transform .35s ease, box-shadow .35s ease, border-color .35s ease;
}

.service-card:hover {
  transform: translateY(-8px);
  border-color: rgba(220,38,38,.45);
  box-shadow: 0 28px 80px rgba(15,23,42,.14), 0 0 0 1px rgba(220,38,38,.18);
}

.btn-primary {
  background: linear-gradient(135deg, var(--red), var(--red-soft));
  color: #fff;
  box-shadow: 0 16px 32px rgba(220,38,38,.28);
}

.btn-primary:hover {
  filter: brightness(1.04);
  transform: translateY(-1px);
}

.btn-outline {
  border: 1px solid rgba(255,255,255,.28);
  color: #fff;
  background: rgba(255,255,255,.08);
}

.input-field {
  width: 100%;
  border: 1px solid rgba(15,23,42,.12);
  border-radius: 12px;
  padding: 12px 14px;
  background: rgba(255,255,255,.94);
  color: #0f172a;
  outline: none;
  transition: border-color .2s ease, box-shadow .2s ease;
}

.input-field:focus {
  border-color: rgba(220,38,38,.65);
  box-shadow: 0 0 0 4px rgba(220,38,38,.10);
}

.floating-cta {
  position: fixed;
  right: 18px;
  bottom: 20px;
  z-index: 80;
  display: grid;
  gap: 10px;
}

.float-btn {
  width: 54px;
  height: 54px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  color: #fff;
  box-shadow: 0 16px 35px rgba(2,8,23,.24);
  animation: pulseFloat 2.4s ease-in-out infinite;
}

.float-call { background: #0f172a; }
.float-wa { background: #16a34a; animation-delay: .35s; }

@keyframes pulseFloat {
  0%, 100% { transform: translateY(0) scale(1); }
  50% { transform: translateY(-4px) scale(1.04); }
}

.scroll-top {
  position: fixed;
  left: 18px;
  bottom: 22px;
  width: 46px;
  height: 46px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  color: #fff;
  background: var(--red);
  opacity: 0;
  pointer-events: none;
  transform: translateY(8px);
  transition: .25s ease;
  z-index: 75;
}

.scroll-top.visible {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}

.map-placeholder {
  min-height: 340px;
  background:
    linear-gradient(rgba(7,27,42,.7), rgba(7,27,42,.7)),
    repeating-linear-gradient(45deg, rgba(255,255,255,.12) 0 2px, transparent 2px 16px),
    #0f172a;
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height .28s ease;
}

.faq-item.active .faq-answer {
  max-height: 220px;
}

.faq-item.active .faq-icon {
  transform: rotate(45deg);
}

.faq-icon {
  transition: transform .25s ease;
}

.swiper-pagination-bullet-active {
  background: var(--red) !important;
}

@media (max-width: 640px) {
  .floating-cta {
    right: 12px;
    bottom: 14px;
  }

  .float-btn {
    width: 50px;
    height: 50px;
  }
}